Upload your mortgage statement or escrow analysis and get a plain-English breakdown of where every dollar goes — plus the specific levers that could lower it.
Two ways in. The upload path reads your documents automatically; manual entry works fine if you'd rather type the numbers yourself.
Snap a photo or upload a PDF of your monthly mortgage statement and, if you have it, your annual escrow analysis — the letter that announced the payment change.
You'll need your loan balance, interest rate, and monthly payment breakdown. Most of it is on page one of any mortgage statement. Anything you can't find, leave blank — the analysis adapts to what you give it.
Fields marked * are required. Green fields were read from your documents — double-check them against the paper. Everything else sharpens the analysis but is optional.
Here's where every dollar of your payment goes, why it changed, and the levers that could bring it down.
These are ranked by estimated dollar impact for your numbers — not generic advice.